i’d go with someone like state farm… i used to be insured with strickland marine because i wanted to support a local business… until i had a claim and was dished off to a rep in Massachusetts (they are actually a rep for Travelers Ins.)… and my “local” insurance company cut themselves out of the loop entirely, and i was on my own with an out of state rep.
i got good service from the guy in Mass., but obviously not local and that’s the whole reason i went with them.
You clearly have no idea how the large indemnity insurance companies work. If you need to make a claim with State Farm…good luck dealing with the company, based out of Illinois for a marine claim. Allstate is no better. The claim adjuster will be a contracted by SF and their loyalty and interest will be self serving as any future work will be biased towards satisfying their payor/employer (State Farm) .
i am glad that this topic came up. i definitely have learned the differences in terminology and coverage. thanks to all of you who responded. i am sure it has helped not only me but many others in making these important decisions. i am going to go over my coverage with my agent this coming week to see how i am covered. thanks again guys and safe boating this upcoming season.
i’d go with someone like state farm… i used to be insured with strickland marine because i wanted to support a local business… until i had a claim and was dished off to a rep in Massachusetts (they are actually a rep for Travelers Ins.)… and my “local” insurance company cut themselves out of the loop entirely, and i was on my own with an out of state rep.
i got good service from the guy in Mass., but obviously not local and that’s the whole reason i went with them.
You clearly have no idea how the large indemnity insurance companies work. If you need to make a claim with State Farm…good luck dealing with the company, based out of Illinois for a marine claim. Allstate is no better. The claim adjuster will be a contracted by SF and their loyalty and interest will be self serving as any future work will be biased towards satisfying their payor/employer (State Farm) .
I don’t pretend to know how the insurance industry works, nor do i care to. The only thing i want is ONE point of contact, a local agent that i deal with exclusively. I don’t care if the marine division of his company is in nebraska. As long as HE deals with them, and i don’t have to know they even exist.
I may be in lala land with this line of thinking, but i guess it’s just not how things work.
i’d go with someone like state farm… i used to be insured with strickland marine because i wanted to support a local business… until i had a claim and was dished off to a rep in Massachusetts (they are actually a rep for Travelers Ins.)… and my “local” insurance company cut themselves out of the loop entirely, and i was on my own with an out of state rep.
i got good service from the guy in Mass., but obviously not local and that’s the whole reason i went with them.
You clearly have no idea how the large indemnity insurance companies work. If you need to make a claim with State Farm…good luck dealing with the company, based out of Illinois for a marine claim. Allstate is no better. The claim adjuster will be a contracted by SF and their loyalty and interest will be self serving as any future work will be biased towards satisfying their payor/employer (State Farm) .
I don’t pretend to know how the insurance industry works, nor do i care to. The only thing i want is ONE point of contact, a local agent that i deal with exclusively. I don’t care if the marine division of his company is in nebraska. As long as HE deals with them, and i don’t have to know they even exist.
I may be in lala land with this line of thinking, but i guess it’s just not how things work.