Right now I have progressive and my renewal is up. The cost just keeps creeping up and now its over 2k a year. I am thinking that I should shop it. Whos everyone using for boat insurance?
$2k? Ouch! What kinda boat?
I guess I’m lucky with about $43/month. That’s covering two, and I’m with Progressive.
‘05 Wellcraft 232 Coastal rockin’ a Yammie F225
‘00 Aqua Force Flats 15 w/ Yammie F25
"Kiss my ass, I bought a boat; I’m goin’ out to sea." (Jimmy Buffett covering Lovett)
Check with gotchacovered from this site. Good people!
SeaPro 23 WA Yam 225
Key West 17’ Stealth Yam 115
High Tide 15’ Yam 50
Check with gotchacovered from this site. Good people!
SeaPro 23 WA Yam 225
Key West 17’ Stealth Yam 115
High Tide 15’ Yam 50
Its a 28 foot scout twin 250’s. Nothing super fance but thier rates seem a bit high. Ill look him up!
Check with BreadandBobbers from this site as well. There have been several posts recently of folks using him. Company is KSA I believe.
I have mine with BooatUS along with a tow policy. Runs a lot cheaper than $2K/year. And the policy covers any gear lost in the event of a boat loss.
19’ Sea-Pro CC
Yamaha 115 - 2 stroke
14’ CMF Skiff
25 Johnson - 2 stroke
14’ Heritage Redfish
“There is no hunting like the hunting of man, and those who have hunted armed men long enough and liked it, never care for anything else thereafter.”
Ernest Hemingway
I’m insured with Strickland Marine (GotchaCovered). Getting a competitive rate and happy to support a local.
KeyWest 1720cc 90 Ymha
http://old.charlestonfishing.com/forum/topic.asp?TOPIC_ID=111834
Mark
Mako 262 Twin Yammaha F200s
Yeah, but do you consider a dog to be a filthy animal? I wouldn’t go so far as to call a dog filthy but they’re definitely dirty. But, a dog’s got personality. Personality goes a long way.
“Life’s tough…It’s even tougher if you’re stupid” John Wayne
KSA all the way
Russ B. Formerly known here as “Top2Bottom1”
www.joinrfa.org
God is great, Beer is good, People are crazy
Thanks for the kind words. I’m local, and would love to be of service! I can help get that premium down, it does sound high…
Pat Condon
www.ksamarineinsurance.com
(843)568-8559
breadandbobbers!
John T Foreman
KSA Marine Insurance
Boats-Yachts-Charters-Marinas
www.ksamarineinsurance.com
(843) 628-4489 / (855) KSA-BOAT
Well Striklands saved me over 1k. No need to look any futher. If you have progressive I would give them a call!
Thanks for the ■■■■■■■■ and for the business, Bwilliams. I’m glad we could be of service, save you a cool grand, and earn your business. 
Please don’t hesitate to call me directly on my cell phone if you ever need anything, day or night. 509-2526.
Gotcha Covered,
Lee Strickland
Strickland Marine Insurance Agency, Inc.
843-795-1000 / 800-446-1862
Comparing insurance carriers is definitely a good way to save money. We all have access to some good ones so for those that keep seeing increases…shop it!
John T Foreman
KSA Marine Insurance
Boats-Yachts-Charters-Marinas
www.ksamarineinsurance.com
(843) 628-4489 / (855) KSA-BOAT
We send all of our business to Strickland (Gotchacovered), no disrespect to other carriers, they have done a wonderful job for us for many years!
I shopped mine with KSA and although didnt get it due to selling (or trying anyhow) my boat. However they did quote me nearly 40% lower than what I was paying. When I sell this boat and get a new one they will certainly be getting a call.
bulletsrcheap
A lot of carriers will quote you an actually value policy which is typically cheaper than an agreed value policy. Not a problem unless you have a claim. With an agreed value policy you know what you get because it is an agreement between you and the insurance company on what you boat is worth. With an actually value policy deprecation is involved in the equation. IMHO an agreed value policy is much better.
I am currently with Strickland Marine and Chartis is the insurance company. 100k agreed value policy under $600 per year not sure of exact amount. Lee is a stand up guy and I have no doubt he would go to bat for me if there was a problem.
you have to be careful even with agreed value policies. I almost made a mistake. Agent #1 quoted me a very nice price on an agreed value but after 100 questions (from me) I found out it would cost another $100 to have true agreed value coverage on the motor. Had I just went with it I would not have had the coverage I thought I was getting. I don’t know if he was trying to pull a fast one or was just not on top of his game but in either case I went with agent #2 and got what I wanted and for less money.
Boatless
I would also look at the insurance companies “rating” If it were me I would go with a company with at least A “rating” or better.
In regards to an outboard motor I believe that if the motor is 7 years or older they do an actual value not an agreed value.