If you haven’t prepared by now, do it before further delay. If you plan to haul your boat/yacht at a boatyard, you’d better do it before they fill up. That will probably happen pretty fast. Read your specific policy and/or the hurricane plan you filed with your insurance company (if you were required to file one), and follow it before it’s too late. If there were no specific required plans or stipulations, per your policy, then take “reasonable and prudent measures”. If that boils down to just tying the boat up really well at the marina, so be it. It may mean hauling the boat at a yard, moving it somewhere, or putting a trailered boat in your garage. Your policy will tell you, and if it does not, then do what the average person would consider “reasonable and prudent”. No measure is going to be fool proof. Also, keep in mind that some policies provide coverage for hurricane haul-out expense, and some do not.
Whatever you do, do NOT fill your boat with water to weigh it down as the old, common southern legend suggests, and do not put the preparation of your boat before the evacutation of your family. Life comes first.
Let’s all hope this storm misses us.
Binding has already been closed by most companies at this time, or will be closing very soon for the storm, so you won’t likely be able to get last-minute insurance if you don’t have it already (until the storm passes); however, if I can help anyone with anything, please feel free to write or call–before, during, or after the storm. I can be reached here, or on my cell phone (843-509-8620–I lost my phone, so I have a temporary one, and Dad’s cell phone number is 843-509-8610). The office will be open as long as we can hold it for the storm and as soon after the storm as logistics permit, but you can reach me or Dad even if it’s closed.
Godspeed to you all. Give me a shout if you have any questions or need anything.
Gotcha Covered,
Lee Strickland
Strickland Marine Insurance Agency, Inc.
https://stricklandmarine.net
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