Just getting started

I am considering a fly rod for myself for christmas. I was wondering if their is such an outfit that will allow me to fish up in the mountains for trout as well as have a shot at some saltwater species. I know reds can tug pretty hard and trout are generally alot lighter. Is there a rod/reel combo i should consider? not looking to break the bank. Please include the weight, and line specifications. I could always buy a spare spool and keep the lines separate. i could have one spool for salt and one for trout. is that an option? Also, a buddy and I were thinking about getting away from the wives in january. he has a motorhome. we were thinking about taking it to cherekee and trying to do a bit of fishing. can you fish that time of year up there? if so, what should we use? thanks for the help.

Boatless for now, but not for long!