Tigers QB Deshaun Watson takes out $5 million ins.

General Sports
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http://www.espn.com/college-football/story/_/id/17328331/clemson-tigers-qb-deshaun-watson-takes-5-million-insurance-policies

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This is pretty normal. But it is one of those loopholes that allow schools to pay for benefits to keep a player. It is a smart thing for both parties to do.