Gotcha, I know in automobiles color can make a difference in cost to insure. With boats, does music choice and Capt’s attire effect rates? I.E. Tank tops,gold chains…etc…etc…
Steve, Do you drink a lot during the week? Your posts are the hardest to follow.
Ummmm… Yeah, so about that 15%…
and Tireless, you’re new here. Hang around a while. You’ll see. I point out what to me is obvious and about 90% of the readers know I’m right.
Simpsons is over:so good night.
Skinneej, uuuhhhh, will you accept my lunch money instead?
Gotcha Covered,
Lee Strickland
Strickland Marine Insurance, Inc.
“The boat insurance people”
I guess we can work something out. I hope you are a big eater…
my dogs, all killer springer spaniels and english setters, eat grilled mullet, bbq chicken,and drink beam on ice.
Based on Skineej’s poetic implication, I feel that I need to clarify something, guys. (I really mean that Skineej–I got it–I’m not being sarcastic). When I say we have a “special program” for the Fountains and other fast fishers, I didn’t mean that the program was special with regard to the policies we offer to other boats or superior to THEM. I meant that it is special with regard to the COMPETITION.
More clearly, what I mean is this. These boats are somewhere in between boats and yachts; sharing aspects of both. In the past, these boats have been very expensive and difficult to insure, and have often been insured on small boat policies, without the necessary coverages available to yachts (such as fishing equipment coverage). CASE IN POINT: The guy who insured his Fountain on a policy with a 50-mile offshore limit. We would have saved him a disaster (if that’s indeed what happened). Similarly, hardly any companies will even write a triple engine boat in Florida–but we do it every day, and at reasonable rates, rather than ridiculous usury.
We noticed this disparity when we got our first Fountain, and saw an opportunity. So, my father and I got together with some underwriters and tailored some programs (with two companies) to provide yacht coverages and lower rates (than traditional) for these boats, and for SKA members.
In the Gulf, some people were paying as much as $6500.00 per year with others to insure a $160K - $200K 38 Fountain, for example (or similar other boat), and we saved people literally thousands ($3500.00 per year each on two boats I remember). Similarly, but on a smaller scale, we have realized large premium savings on the east coast and Florida. We have also included other large center consoles, and similar sub-yachts in this program where possible. Ron S. recently saved a HUGE chunk with us on his 24’ Boston Whaler, which I placed with the Travelers, on an agreed value policy, and he had ACV (inferior by definition) with his old carrier at a much higher rate. Bottom
This is where we buy all of our swim suits, chains, thongs, body piercing accessories, etc.
URL (http://www.fountainpower.com/merchant2/merchant.mv?Screen=SFNT&Store_Code=FS)
Safe seas and tight lines!
David
Tireless. Thank you for laying down the gauntlet. I couldn’t have done it better myself:smiley:
my favorite section:
http://www.fountainpower.com/merchant2/merchant.mv?Screen=PROD&Store_Code=FS&Product_Code=532&Category_Code=MM
Lee, I was just playing. I actually do have an insurance policy through you, and will get my next one through you as well, I’m sure…
Just remember, every Fountain owners is not a chain wearing, toupee adorned, midlife crisis, pinky ringed, whoredoggin, grape/cheese eating, spritzer drinking, homophob. If you do that I will remember not everybody that owns a catamaran is a long time hemorrhoid sufferer (thus the need for such a soft ride). [:I]
While this has been fun, I still think fishing outweighs the joy this thread has provided.
Safe seas and tight lines!
David
Those girls look really soft [:I]
Thanks Skineej. I know we’re cool. I really thought you were just playing around (and it was funny), because I know you’re good people from reading some of your posts and such (although I can’t tell who you are from your handle).
But, your comments DID make me THINK constructively a bit, (and so did Midgie’s, frankly) and I realized that my words could have made it look like I was holding some of my customers up as “special” above others with the service we provide (which is NOT the case). I just wanted to point out that “special program” meant “special versus the competition”, not “special versus other boats or customers”.
I’m really glad this discussion went as far as it did, because, most importantly, I got to point out the 50-mile limit thing and hopefully helped some people who might otherwise have been in a pickle. Thanks for your input and help on that, Tprice.
Thanks for the business, Skineej. Stop by the office sometime and we’ll get some lunch at Osaka or something. I promise I won’t wear my black satin Fountain jacket with the laser red and yellow logos.
Tireless, you’re a trip.
My wife thinks we’re all crazy (and she’s probably right).
I think my keyboard is worn out now.
Who’s going offshore this week/weekend?
Gotcha Covered,
Lee Strickland
Strickland Marine Insurance, Inc.
“The boat insurance people”
I’m one of those hemmoroid sufferers as tireless points out with a catamaran. Hey, I can’t help it if I am a sissy. I would hate to break a nail out on the way to the fishing grounds. Also, Greg, you have good taste in boats. Glacier Bay all the way!
And I hope that someone pointed out the excessive back hair that grows on fountain owners!
Didn’t they just come out with special “fountain gold chains” that don’t pull the chest and back hair out??
Skineej,
Funny you said that. I have considerable back hair myself, and foot hair. My wife calls me the Hobbit.
Gotcha Covered,
Lee Strickland
Strickland Marine Insurance, Inc.
“The boat insurance people”
Do you have vision problems and hair on the palms?
My boat’s bigger than your boat
Yes Tampa, and special Fountain Speedos. They’re called Ronnie Briefs.
and Dam gotcha, you can burn up a keyboard pretty well. Although I’m not sure about the hemorhoids comment, I just enjoy fishing back to back days in an exponential cheaper boat. If you’re saying I get a better ride out of an $75,000.00 boat than you do out of a $175,000; I’m not gonna argue.
When I’m 50 miles offshore back to back days in solid 3-5’s most Fountain owners are wiping their boats down with a diaper or “cruising the strip” in Myrtle Beach in their T-birds.
I will have to admit though, I do like to watch Fountain owners practicing their Rooster Tails in the harbor when I get in from offshore. It really gives me something to laugh at.
for the record. back hair doesn’t only grow on Fountain owners; their just the ones who condition/comb/style it.
Jason - work with me on this one, I said “not EVERY catamaran…”.
I also wish to apologize if my gratuitous remarks about hemmorrhoids sticks out like a sore thumb. Making generalizations like that will only serve to inflame every AH out there. Sorry.
Regarding back hair, some of us Fountain boys just aren’t that lucky. I actually have a full head of hair and none on my back. That’s ok since too much back hair would clash with my day-glow red butt floss (you know - a racing thong). On the other hand, if I ever entered a “Poker Run” I would have to make an investment in a mohair t-shirt and leg warmers.
Still laughing…
Safe seas and tight lines!
David